Business Insurance

SAFEGUARDING YOUR BUSINESS

No matter what field you’re in, business insurance protects your dreams.

Whether you’re a sole proprietor or have a team of employees, having the right insurance is an essential element of financial protection.

nsplsh_2b84231f10964cc088f51b7d6b73952b~mv2.avif

WHAT SETS US APART?

We approach this business a little differently than others. We understand your concerns, and we promise to listen to you as your life changes and needs evolve - putting you first with every step we take.

When you’re with us, you can trust that our dedicated team places your interests front-and-center every day.

ea5429_9f2a0281673a4f1ab15cdb87f65e2f55~mv2.avif

BUSINESS INSURANCE

You’ve worked hard to accomplish your goals. We can protect your business with our suite of protective services focused on risk management, loss control, and safety.

We develop comprehensive insurance programs to protect our clients’ best interests through dedicated consultations and competitively priced premiums from leading insurance providers.

nsplsh_19a432afaa1f4b7abc85937968fa9edd~mv2.avif

BUSINESS INSURANCE COVERAGE

Commercial Property
Business Interruption
General Liability
Commercial Auto
Umbrella
Workers’ Compensation
Employment Practices Liability
Directors & Officers Liability
Cyber Liability
Professional Liability
Fiduciary Liability
Kidnap & Ransom
Employee Benefits Liability
Crime/Employee Dishonesty

What our clients say:

"This (class) was just what we needed to tie a few things together and put us on the right path. I am so thankful that Jordan introduced us to Ross and Yerger a few years ago. Working with you guys has been one of our best decisions."

What our clients say:

“This class was super informative. We appreciate your kindness and thank you for dealing with us!“

What our clients say:

“I gotta brag on her. Alexis has really been on the ball with my insurance with my house change. You hire good people!!”

What our clients say:

"I want to thank you for your friendly and dependable service throughout every season, especially during this crazy time. I always appreciate how you go the extra mile for all of us who depend on you. I couldn't be more grateful."

What our clients say:

"Ladies, I can’t thank you enough for all you do to help me and all our employees. You all are HR Angels on my shoulders."

What our clients say:

"We have the very best support from our R&Y team. The whole team is awesome. I honestly can’t think of anything that I need assistance with that our current R&Y team doesn’t already support."

What our clients say:

“As a specialty contractor, we spend every day surrounded by risks, compliance issues, and never-ending regulations. When you’re faced with these challenges, you’ve got to have a resource group looking after your best interests. That’s exactly what we’ve found with Ross & Yerger.”

What our clients say:

“The employees at Ross & Yerger are incredible to work with. My team is responsive, helpful, and friendly. They are extremely knowledgeable and experienced in their respective fields. Working with Ross & Yerger has been a great experience for me, and I appreciate that they are always willing to help me.”

What our clients say:

“Ross & Yerger has worked extremely hard to provide us with construction-specific solutions and to keep us in competitive insurance markets that provide the coverages we need."

What our clients say:

"One thing is certain about Ross & Yerger: they are accommodative and flexible. When I've reached out to their team, they quickly responded with unique solutions and resources that saved us 40+ hours of work. Because of Ross & Yerger, I feel confident I can take care of my people."

ea5429_146ee7d138464794a68a2a718ef38a58~mv2.avif

BUSINESS INSURANCE

Facing higher rates, a lack of capacity, and more stringent terms and conditions, business leaders are exploring alternative methods to finance their risk. One of the most popular is through a captive insurance program.

Captive programs provide customized insurance, risk transfer, and risk management solutions specific to your company's needs. Depending on loss experience, a captive could allow business owners with solid risk management practices to retain underwriting profits and earn investment income that would otherwise go to a third-party commercial carrier.

At Ross & Yerger, we create captive programs that align with your strategic and financial goals. By combining our expertise and industry-leading analytics, we assess your needs, make recommendations, and quantify the advantages a captive solution can offer your organization today and in the future.