
INSURANCE PRODUCTS FOR AFFORDABLE HOUSING DEVELOPERS, OWNERS, & OPERATORS

Affordable housing developers, owners, and operators face unique risks when building a game plan to protect their developments, tenants, neighborhoods, and employees.
From the predevelopment stage through portfolio management, Ross & Yerger serves as a trusted partner to affordable housing developers, owners, and property managers for cost-effective insurance programs.
We have experience with 9% and 4% new construction and acquisition-rehabilitation projects, RAD Conversions, HOME, CDBG & Housing Trust Fund layered deals, as well as traditional Section 8 & Rural Development properties.
Whether dealing with single assets or multi-dimensional investment portfolios, our advisors have the experience needed to benchmark terms and pricing for virtually any ownership structure.
Contact our team to protect your portfolio.
PROVIDING INSURANCE SOLUTIONS FOR CLIENTS ACROSS THE COUNTRY

National Scope
Ross & Yerger's Affordable Housing Division has the capabilities and expertise to handle complex real estate portfolios throughout the United States.
Asset Type
4% and 9% LIHTC Deals, RAD Conversions, Section 8 Properties, Rural Development Properties, and HOME, CDBG, & Housing Trust Fund Deals
Clients Served
Owners Managers
Developers Investors

250+
INSURANCE CARRIER PARTNERS
80+
LIHTC DEVELOPMENTS INSURED OVER THE LAST 2 YEARS
25,000+
NUMBER OF UNITS
INSURED

COMPREHENSIVE RESOURCES FOR AFFORDABLE HOUSING
Founded by a former affordable housing developer and syndicator, our specialized team understands the requirements of major syndicators and lenders and specializes in building insurance products to satisfy these requirements.
Partnering with affordable housing developers for over a decade, we’ve developed relationships with major syndicators and lenders and represent our clients to ensure each development partnership’s insurance
requirements result in a cost-effective program.
We know cost control is critical in the affordable housing arena. Our team provides construction and permanent period insurance cost estimates based on internal modeling programs to assist developers in budgeting future insurance costs.
Through our partnerships across the USA with affordable housing developers and owners, we have the experience to guide your search for the perfect insurance program.

COVERAGE SOLUTIONS FOR THE AFFORDABLE HOUSING INDUSTRY
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Builder’s Risk
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Commercial Property
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General Liability
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Umbrella/Excess Liability
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Workers’ Compensation
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Real Estate Errors & Omissions
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Fidelity and Construction Bonds
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Employment Practices Liability
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Pollution Insurance
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Professional Liability
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Commercial Auto
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Environmental Coverages
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Program Design and Implementation
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Contract Review

Partnering with affordable housing developers for over a decade, we’ve developed relationships with major syndicators and lenders and represent our clients to ensure each development partnership’s insurance requirements result in a cost-effective program.
Click the button below to see the list of syndicators and lenders we've partnered with.
SYNDICATORS & LENDER PARTNERS

MEET OUR TEAM
From the predevelopment stage through portfolio management, our Affordable Housing team is a trusted partner to housing developers, owners, and property managers for industry consultation and cost-effective insurance programs.
Team Introduction Video -
Get to Know Our Team
What our clients say:
"This (class) was just what we needed to tie a few things together and put us on the right path. I am so thankful that Jordan introduced us to Ross and Yerger a few years ago. Working with you guys has been one of our best decisions."
What our clients say:
“This class was super informative. We appreciate your kindness and thank you for dealing with us!“
What our clients say:
“I gotta brag on her. Alexis has really been on the ball with my insurance with my house change. You hire good people!!”
What our clients say:
"I want to thank you for your friendly and dependable service throughout every season, especially during this crazy time. I always appreciate how you go the extra mile for all of us who depend on you. I couldn't be more grateful."
What our clients say:
"Ladies, I can’t thank you enough for all you do to help me and all our employees. You all are HR Angels on my shoulders."
What our clients say:
"We have the very best support from our R&Y team. The whole team is awesome. I honestly can’t think of anything that I need assistance with that our current R&Y team doesn’t already support."
What our clients say:
“As a specialty contractor, we spend every day surrounded by risks, compliance issues, and never-ending regulations. When you’re faced with these challenges, you’ve got to have a resource group looking after your best interests. That’s exactly what we’ve found with Ross & Yerger.”
What our clients say:
“The employees at Ross & Yerger are incredible to work with. My team is responsive, helpful, and friendly. They are extremely knowledgeable and experienced in their respective fields. Working with Ross & Yerger has been a great experience for me, and I appreciate that they are always willing to help me.”
What our clients say:
“Ross & Yerger has worked extremely hard to provide us with construction-specific solutions and to keep us in competitive insurance markets that provide the coverages we need."
What our clients say:
"One thing is certain about Ross & Yerger: they are accommodative and flexible. When I've reached out to their team, they quickly responded with unique solutions and resources that saved us 40+ hours of work. Because of Ross & Yerger, I feel confident I can take care of my people."

Our Services
Program
Design
From submission to binding, our insurance marketing process ensures our clients receive a customized insurance program that efficiently satisfies each development’s lender and syndicator requirements.
Syndicator &
Lender Compliance
We enjoy working with our developer clients and their syndicator & lender partners on the front end of development life-cycles to structure & adjust the insurance requirements for maximum efficiency.
Claims & Risk
Management
R&Y has an internal claims team that is purely focused on advocating for our clients and quickly resolving claims . When our clients have a claim, they call us first.
Program
Administration
The day-to-day servicing of our clients’ accounts concerning certificates, invoices, endorsements, inspections, and billings is our responsibility to your program.
Predictive
Analytics
Ross & Yerger uses our proprietary insurance prediction model to provide construction phase and perm insurance estimates to our clients to assist in budgeting and predicting the future cost of insurance.