BUSINESS INSURANCE
SAFEGUARDING YOUR BUSINESS
No matter what field you’re in, business insurance protects your dreams.
Whether you’re a sole proprietor or you have a team of employees, having the right insurance is an essential element of financial protection.
WHAT SETS US APART?
We approach this business a little differently than others. We understand your concerns, and we promise to listen to you as your life changes and needs evolve - putting you first with every step we take.
When you’re with us, you can trust that our dedicated team places your interests front-and-center every day.
BUSINESS INSURANCE
You’ve worked hard to accomplish your goals. We can protect your business with our suite of protective services focused on risk management, loss control, and safety.
We develop comprehensive insurance programs to protect our clients’ best interests through dedicated consultations and competitively priced premiums from leading insurance providers.
BUSINESS INSURANCE COVERAGE
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Commercial Property
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Business Interruption
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General Liability
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Commercial Auto
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Umbrella
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Workers’ Compensation
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Employment Practices Liability
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Directors & Officers Liability
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Cyber Liability
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Professional Liability
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Fiduciary Liability
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Kidnap & Ransom
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Employee Benefits Liability
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Crime/Employee Dishonesty
CAPTIVE SOLUTIONS
Facing higher rates, a lack of capacity, and more stringent terms and conditions, business leaders are exploring alternative methods to finance their risk. One of the most popular is through a captive insurance program.
Captive programs provide customized insurance, risk transfer, and risk management solutions specific to your company's needs. Depending on loss experience, a captive could allow business owners with solid risk management practices to retain underwriting profits and earn investment income that would otherwise go to a third-party commercial carrier.
At Ross & Yerger, we create captive programs that align with your strategic and financial goals. By combining our expertise and industry-leading analytics, we assess your needs, make recommendations, and quantify the advantages a captive solution can offer your organization today and in the future.
