Responding to a Flood

Floods can happen without warning, jeopardizing your home and valuables. While it’s impossible to prevent floods, there are a number of steps you should take when a flood watch or warning is issued:

  • Check your sump pump. Test the pump by pouring water into the pit. Make sure the discharge hose sends the water several feet away from the house and slopes away from the property.
  • Move valuables to higher locations. If you have time, move important items like photo albums, insurance policies, money and jewelry to the highest floor in your house.
  • Shut off electricity in areas that might flood. This will reduce the potential for electrical shock.

Above all, it’s important for you to have an emergency plan. This plan should include evacuation procedures, methods for securing valuables, written instructions for turning off utilities and contact information for your insurance broker.

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